Is Your Retirement Income Plan Really on Track?
Get a personalized retirement checkup to identify gaps, risks, and opportunities before they become costly mistakes.
Who This Retirement Planning Checkup Is For
This checkup is designed for individuals and couples who:
• Are approaching retirement or already retired
• Want to understand their current level of market risk
• Have savings in 401(k)s, IRAs, or brokerage accounts
• Are concerned about volatility, inflation, or taxes
• Want a second opinion on their existing plan
If you’ve ever wondered whether your retirement plan could be better aligned with today’s environment, this review can help.
Planning for retirement can feel overwhelming, especially as markets change and economic uncertainty increases. A retirement planning checkup helps you evaluate whether your current strategy is positioned to protect your savings, manage risk appropriately, and support the lifestyle you want in retirement.
This review is educational, personalized, and designed to give you clarity-not pressure.
**What You’ll Learn in a 20–30 Minute Review**
During your retirement planning checkup, we’ll cover:
• How exposed your current plan may be to market downturns
• Whether your income strategy is sustainable long term
• Options that may help reduce risk while still allowing growth
• How different retirement planning strategies work together
• Whether small adjustments could improve confidence and clarity
There is no obligation and no products are discussed unless appropriate.
How This Review Helps Reduce Retirement Risk
Many people assume their retirement plan is “fine” simply because it hasn’t been reviewed recently. However, retirement planning strategies should evolve as markets, laws, and personal goals change.
A structured retirement planning checkup provides a clear snapshot of where you are today and whether your plan still makes sense for where you’re headed.
Why This Is a No-Pressure Conversation
This is not a sales presentation.
• No pressure
• No obligation
• No generic advice
It’s a practical conversation focused on education, clarity, and helping you make informed decisions about your retirement.
Schedule Your Retirement Planning Checkup
No cost. No obligation. Just clarity.
Testimonials
Jasmine Richards
Super happy with Dearing Retirement Planning and Life Insurance guidance. Simplified the complex stuff and really tailored everything to my needs. Highly recommend!
Monica Chandler
Tried several brokers before; Dearing Retirement and life insurance advice really stands out for clarity and personal fitting. No fuss, just straightforward, useful guidance.
Thomas Krazinski
Dearing Retirement handled estate planning smoothly and decisively, securing everything exactly as expected. A genuine peace of mind service.
Frequently Asked Questions
Retirement Planning Checkup FAQs | Common Retirement Questions
What differentiates Dearing Retirement and Insurance Solutions from others
We prioritize personalized, strategic planning to ensure your financial security and peace of mind.
How can I determine which type of life insurance is best for me
Your choice of life insurance depends on factors like age, health, and financial goals. We offer personalized consultations to help you select the best policy for your specific needs.
Do you offer services for both individual and corporate clients
Yes, Dearing Retirement and Insurance Solutions caters to both individual clients and corporate groups. We offer personalized services that address the specific needs of each client, whether its an individual seeking personal financial security or a corporation looking to provide benefits to their employees.
Can you assist with retirement planning at any age
Absolutely. It is never too early or too late to start planning for retirement. Our services are designed to provide valuable advice at any stage of your life, whether youre just starting your career, are mid-career, or approaching retirement. We tailor strategies that grow and evolve with you over time.
What should I bring to my first meeting for estate planning?
Bring any existing wills, financial asset details, insurance policies, and your legacy wishes.
How often should I review my insurance and retirement plans with you?
We recommend reviewing your plans annually or as major life events occur to ensure they still meet your needs.
Dearing Retirement & Insurance Solutions